OK, it’s a converted houseboat — near the water, not in it.  400 square feet of cute on 1/10 of an acre in the historic Hudson River town of Athens, recently profiled in the New York Times as a second-home hot spot.  Rear sunroom and back deck face the river; there’s 1 bedroom and a tasteful, vintage-style kitchen and bath.

Two doors north of the Van Loon House, a 1724 stone Dutch Colonial. 15 minutes from the town of Hudson and its Amtrak station.

At $117,500 (just reduced from $125,000) with low taxes ($1,170/year), it’s the least expensive listing on the website of Gary DiMauro, a broker who specializes in vintage properties.  For more info: go here or call Susan Lyne, 518/929 7048.